Chapter 5 -- Credit: Understanding and Using It Wisely: link here. [119 of 352; page 108]. [60 minutes]
Begins on page 108 or 119 of 352.
Objectives:
- understand credit bureaus, credit reports, credit scoring
- understand the correct uses of credit cards
- learn how credit cards work and how to manage credit
- understand and create your Credit Plan
Of huge importance: link here.
- credit lock: can carry a monthly fee; easy to lock, unlock;
- credit freeze: free; might take a bit longer to "thaw" a credit freeze.
Credit agencies: there are three. How to contact. Link here.
- Equifax
- Experian
- TransUnion
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