Thursday, August 8, 2024

Lesson Four -- BYU -- September 1, 2024 --September 7, 2024

Chapter 5 -- Credit: understanding and using it wisely: link here.   [119 of 352; page 108]. [60 minutes]

Begins on page 108 or 119 of 352.

Objectives:

  • understand credit bureaus, credit scoring
  • learn how to "use" credit cards
  • learn how credit cards work; how to manage credit
  • how to protect from risks of fraud
  • Action: create a rudimentary credit plan.
  • Action: in your personal finance journal, list every credit card and emergency number to report fraud; make sure you provide name of bank associated with a particular credit care

Don't carry debt on your credit cards. If you start to have trouble paying your monthly bill, let your parents, grandparents know. 

Grandparents have a much friendlier interest rate, i.e. zero percent (0%).

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