Monday, July 29, 2024

Discount Brokerage Account

 

Checking account within the discount brokerage account. Link here.

Stay fully invested to extent possible.

  • to extent possible, keep all cash working for you
  • concept of "dry powder"
  • I preferred keeping "dry powder" in MMFs, safe, high-yielding equities

Cash:

  • park all cash in safe, high-yielding, easily accessible accounts
  • money market funds (MMFs)
  • broker's ETFs (SCHG, SCHD)
  • maybe high-yielding safe blue chips? Utilities?

Difficult to "time the market"

  • see "pullback" as opportunities

Pyramid:

  • Roth IRA
  • mutual shares

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